What does "Underbanked" mean? The term "underbanked" refers to individuals and communities that have limited access to traditional...

We last covered loan structuring. Today, let’s have a look at some tips to get the best possible loan structure. A lot of this is a...

Loan Structuring involves determining the specific terms and conditions of the loan based on the information gathered during the earlier...

What is a HELOC? A Home Equity Line of Credit, often referred to as a HELOC, is a type of revolving credit that allows homeowners to...

There are several government-assisted loan programs that may be available to borrowers which often have significantly more favorable...

Starting a business can be exciting, but also daunting. There are many factors to consider. One of those is financing. Carefully...

Loans can be used to finance equipment for your business or personal needs. Loans for equipment are a common type of financing,...

When individuals or businesses seek financing for investment properties, they often turn to lenders like banks, credit unions, or private...

We recently covered the high-level aspects of credit analysis in the business lending process. Today, we thought we would have a quick...

We continue our discussion of the business lending process today with a brief overview of credit. The Credit Analysis phase involves an...

Documentation is crucial to the lending process because it involves providing the bank with a range of documents that offer a...

We recently covered the overview of the initial assessment phase of the lending process, so we thought it would be a good idea to discuss...

The initial assessment phase is critical as it sets the tone for the rest of the lending process and helps the bank determine whether the...

We recently discussed the business lending process and it all starts with the loan application. It’s the initial step where a business...

We recently opened a conversation about lending on our forum and we thought we would formalize that initial discussion with some of our...